Travel Insurance
Trip Insurance
Travelling is fun. As long as nothing goes wrong. But there are situations, beyond your control, that could happen during a trip. Think about it, your travel could get cancelled, you or someone could get injured or fall sick during the trip, you could lose your passport, a natural disaster could affect your destination country, your hotel could succumb to fires or earthquakes and a myriad of other unfortunate events can happen. All these scenarios can put you in a financial fix in addition to mental and emotional distress.
This is why international travel insurance like Trip Insurance Travel Care Policy exists.
Through our various plans for international trips to the US, Canada, Europe, UAE, all of Asia and the rest of the world, you can get the monetary compensation you need if you ever encounter any of these unfortunate events. In extreme cases, our international travel insurance plans compensate you if there’s an accidental death on the trip or permanent disability. In short, Trip Insurance Travel Care Policy will provide financial cover in the event of an accident-related loss or death while travelling.
We also have different travel plans to meet your various needs.
If you’re seeking the world-famous waffles from Belgium or you want to get a glimpse of the Icelandic Northern Lights, we’ve got the Schengen Travel Plan to cover you. If you’re visiting the modern cities of Singapore and Dubai, let our Asia Travel Plan cover you.
Travelling for studies? Don’t go without our Student Travel Plan. Are your parents travelling to see the world? Protect them with our Senior Citizen Travel Plan. Do you travel multiple times in a year for business? Take our Annual Multi-trip Plan to get multiple-trip coverage all year long.
Medical Expenses including Transportation, Evacuation, and Repatriation
of Mortal Remains (Sum Insured in US$): 50,000 - 500,000
Countries Covered: USA, Canada, UK, Europe
Loss of Passport: Covered
Travel insurance becomes important when you consider the many possibilities of loss during a trip. There’s a possibility of getting seriously sick or badly injuring yourself. There’s also a chance of losing your checked-in baggage or it getting delayed by the airline. There’s even the possibility of a natural disaster affecting your holiday destination making it unable for you to enjoy your holiday.
So given the risk of loss during a trip, the need for international travel insurance cannot be overstated. We’ve listed a few scenarios below when an international travel insurance like ours will come through for you.
Medical Expenses:
Covers the medical expenses that you have incurred during the policy period for availing emergency medical treatment for any illness or accident or injury that has been advised by a doctor. These treatments can include in-patient and out-patient treatments, X-Ray, Radiotherapy and more as prescribed by a physician are covered under our Reliance Travel Care policy.
Transportation Costs:
Covers the expenses for transportation to the nearest hospital or back to India for a medically necessary treatment, if necessary. If your condition is life-threatening and or cannot wait until you return to India, you’ll be transported to the nearest hospital. Also, the additional costs for an accompanying person in case you need to be accompanied for a medical necessary treatment is covered.
Repatriation of Mortal Remains:
In the unfortunate death of the insured person due to insurable event while on the trip, then the expenses related to transporting the mortal remains back to India or expenses for a local burial or cremation in the country where the death occurred is covered upto the defined limits.
Dental Treatment:
The expenses related to acute anesthetic treatment of a natural tooth or teeth during the trip is covered under this benefit. For example, if an accident during your trip damages your teeth and the doctor recommends immediate treatment that cannot wait until you get back to India, the costs for that particular dental treatment is covered upto the specified limits.
Daily Allowance In Case Of Hospitalisation:
In the event of emergency hospitalisation of more than 2 consecutive days, daily allowance will be paid as specified in the schedule due to illness or injury sustained or contracted during the trip will be covered. This benefit can be claimed only once during the Policy period.
The age of all travelling members plays a role in the premiums too. Older people are associated with higher risk, therefore the premiums for them would be higher. Older people have a higher medical risk and a high probability of having pre-existing diseases, which can lead to hospitalisation. On the other hand, younger travellers will have lower premiums as they are usually fitter and have a low medical risk.
Personal Accident:
Provides compensation in case of death or disablement due to an injury that occurred during a trip. Compensation is given in case you lose sight in one or both your eyes, loss or inability to use your hands or feet due to an accident, or you lose your hearing, etc. Under our plan, financial compensation is given even if a death occurs after a year (365 continuous days) solely and directly caused by accident occurring during the period of insurance.
Personal Liability:
Apart from accidents happening to you, there’s also a possibility of you causing an accident to a third-party. Such an accident could unfortunately either lead to the injury to the third-party or their death. In such times, the Personal Liability cover takes care of your legal expenses and the compensation that you have to pay to the third-party as per court of law up to the specified limits mentioned in the policy. Compensation is covered in our policy even if you cause damage to a third-party property.
1. Why do I need an International Travel insurance policy?
Ans: Any trip you take is exposed to various risks like accidents, trip delays, cancellations, loss of passport, etc. To protect yourself from such uncertainties, you need an overseas travel insurance policy. It provides the financial support you need in emergencies and any losses you may face. Having an international travel insurance policy promises a hassle-free international trip.
2. What are the age criteria to issue an international travel insurance policy?
The age criteria of our travel insurance policy depend on the plan opted. For example, we offer policies with an entry age of 3 months to 60 years under our Individual plan; policies to citizens aged 61 to 90 years under our Senior Citizen plan; and policies to Individuals aged 16 to 35 years under our Student plan etc.
The professional team at Wadaag Insurance strives to help new business owners who are just getting started to bigger companies that have already seen years of success.
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